Fintech
Orvynn
Spending limits for AI agents
- Category
- Fintech
- Stage
- Beta
- For
- People and teams using AI agents who want to authorize limited USDC spending without giving agents unrestricted wallet access.
About
Give AI agents controlled access to USDC. Set spending limits, define permissions, and enforce every payment on Arc.
Use cases
- Orvynn enables AI agents, autonomous businesses and multi-agent systems to make controlled USDC payments for services, APIs and operational expenses within predefined budgets.
Features
- Problem
- An agent with unrestricted wallet access can spend beyond its intended purpose.
- How it works
- Create a separate lease for a delegate wallet with a spending cap and expiry date.
- Result
- The delegate can spend only within the lease rules and available balance.
- Why
- The lease defines the agent’s spending permission rather than granting access to the owner’s wallet.
- Problem
- A spending limit alone does not determine how much money is available to spend.
- How it works
- Approve USDC and deposit funds into a lease; the cap and deposited balance are separate controls.
- Result
- Owners choose both the permitted spending ceiling and the amount funded.
- Why
- The spending cap sets a rule, while the deposit sets the available funds.
- Problem
- An agent may need to pay only specific recipients.
- How it works
- Optionally restrict payments to approved wallet addresses and manage recipient permissions.
- Result
- The delegate can pay only approved addresses when restrictions are enabled.
- Why
- Recipient restrictions add a destination boundary to the lease.
- Problem
- Owners need oversight after funding a lease.
- How it works
- Review activity, revoke future spending, and withdraw remaining funds as separate actions.
- Result
- Owners retain control over future use and unused funds, while understanding that spent funds cannot be recovered.
- Why
- Revocation prevents future spending but does not automatically withdraw funds or reverse completed payments.
What makes it different
- Orvynn uses smart contracts to enforce spending limits, independent leases and approved recipients while keeping fund ownership, revocation and withdrawal under user control.
Product questions
What does Orvynn do?
Orvynn lets wallet owners give AI-agent delegates bounded USDC spending permission through on-chain leases on Arc, without handing over unrestricted wallet access.
Who is Orvynn for?
People and teams using AI agents who want to authorize limited USDC spending without giving agents unrestricted wallet access.
What can I use Orvynn for?
- Orvynn enables AI agents, autonomous businesses and multi-agent systems to make controlled USDC payments for services, APIs and operational expenses within predefined budgets.
What makes Orvynn different?
- Orvynn uses smart contracts to enforce spending limits, independent leases and approved recipients while keeping fund ownership, revocation and withdrawal under user control.
Screenshots
